top of page
VOLUNTEER.png

Your NonProfit is in great hands with Grady, Wright!

 

One of the things that sets us apart from our competitors is that, we care about YOU. Now, we know how cliche' that may sound, but we really do! Not only do we offer you great coverage at competitive prices, we also build relationships with our clients. We want to see you grow and grow with you, which is why we build custom insurance packages specific to the needs of your business, then we educate you on how those policies uniquely impact your company.

 

We also understand the hustle, bustle and constant on-the-go nature of your job. As a result, we offer the following for your convenience:

  • 24 Hour Certificates of Insurance

  • Policy servicing requests can be done online

  • Most of our carriers offer payment flexibility, so payments can typically be done: online, over the phone, mailed in or in person

  • Policy reviews to ensure that your coverage is in pace with the growth of your business

  • A knowledgeable staff that is dedicated to providing you with impeccable service each and every time you need them

Workers' Compensation

Workers Compensation provides defined benefits to employees for injuries they sustain or diseases they contract that arise out of and in the course of their employment.

 

Your exposures are: Workers compensation exposure comes from the potential for accidents while employees are driving, loading and unloading.  The operations of loading and unloading have a very high potential for all forms of back injury, hernia, sprain, and strain losses from loading, unloading, and warehouse operations.

 

How to avoid a claim: The training, material handling devices, and equipment are important to review. If independents are used, responsibility for workers compensation coverage must be specified by contract.

 

From Refconnect by Vertafore/ Silver Plume

Employment Practices

Employment Practices coverage applies to loss of money, securities, and property that your company owns or leases, or to property of others in your company's possession. 

 

Your exposures are: Crime exposure is from employee dishonesty and from theft of money and securities. Background checks, including criminal history, should be performed on all employees handling money. Trucking operations involve a number of transactions and accounts that can be manipulated if duties are not separated.

 

How to avoid a claim: Regular audits, both internal and external, are important in order to prevent employee theft of accounts. As drivers, loaders and unloaders have access to customers' premises, the exposure to theft of customer property or customer identity theft increases.

 

From Refconnect by Vertafore/ Silver Plume

bottom of page