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Red Cars Cost More to Insure

I've personally heard this more times than I can count and, prior to a career in insurance, actually believed it to be true. You know, when people say, "They're more appealing and eye-catching, so they have a higher chance of getting stolen" or "People with red cars are accident prone, due to their speedy and reckless driving habits so insurance companies pump up the prices" However, it's completely FALSE. Progressive Insurance states:

"Color is not a factor used to calculate car insurance rates — we don't even ask you what color your car is when you get a quote from us. Factors that do matter are the year, make, model, body type, engine size and age of your car, as well as drivers on your policy."

So there you have it! You can, in fact, purchase that ruby red vehicle that you've had your eye on for so long and it will not affect your insurance rate.


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