Commercial Umbrella Insurance

Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.

 commercial Umbrella Insurance policy is designed to supplement existing liability insurance policies. It serves three purposes:

  1. Providing additional coverage when the cost of a claim exceeds the per-occurrence limit of one of your primary liability policies.
  2. Providing additional coverage when a claim or claims exceed the aggregate limit of an underlying policy.
  3. Offering broader coverage, providing protection against some claims not covered by the underlying policies.