

Mythbuster Monday: Ashley's Story
Disclaimer: In the interest of privacy for those involved, actual names have been changed and the name of the insurance company (which is NOT one of our carriers) will not be disclosed. This is a TRUE story. Ashley was rear-ended by another vehicle while making a right turn on to her street. Both Ashley and the young lady who hit her car agreed not to go through the insurance company and to settle things on their own. Before parting, the young lady agreed to pay for any damag


Mythbuster Monday: Life Insurance
Myth: I don't need life insurance once my kids are "grown" and my mortgage is paid off. This is a common misconception about life insurance. If you died today, your spouse could outlive you by 10, 20 or 30 more years. Life insurance could ensure adequate funds for that possibility and could also provide something to pass on to children and grandchildren. Depending on the size of your estate, funds could eventually be needed to pay estate taxes. September is drawing to a close


MYTHBUSTER MONDAY
I can use Rental Reimbursement coverage to rent a car for my vacation. Unless your insured car is in the shop as the result of an accident, you won't be able to use Rental Reimbursement to rent a car for vacation. Depending on the limits you selected when you bought your policy, Rental Reimbursement coverage pays for some or all of the cost of a rental car — but only when your insured car is in the repair shop because of a car accident. Source: Myth Photo 1 Photo 2 #mythbuste
MYTHBUSTER MONDAY
General Liability and Professional Liability are the same. #hartfordglenburnie #insuranceglenburnie #insuranceagenyglenburnie #insuranceagentglenburnie #generalliabilityglenburnie #professionalliabilityglenburnie #mythbustermonday #mythbustermondays #mythbuster


MYTHBUSTER MONDAY
My neighbor’s tree fell onto my fence during a heavy wind and rain storm. My neighbor’s homeowners policy will reimburse me for the damage. False. Wind is an act of nature and no one can be liable for that. So, if your neighbor’s tree fell and damaged your property during a storm, your homeowners policy—not your neighbor’s—will trigger a claim to reimburse you for the damages (subject to your deductible, of course). #aarphomeinsurance #50andover #aarpglenburnie #aarpmaryland


MYTHBUSTER MONDAY
I don't have enough stuff to need insurance coverage Since all rental properties are susceptible to a variety of damage, whether it be fire, theft or even a broken kitchen appliance, many experts say there isn't a scenario in which a tenant should go without renters insurance. But it is important to weigh the associated costs, both monetary and sentimental.
A common reason individuals avoid renters insurance is they do not think their belongings are worth the coverage. "Man


MYTHBUSTER MONDAY
"Full coverage" will get me a new car if I crash. Your auto repair shop may thank you for having collision and comprehensive coverage, because they'll get paid by your insurer for fixing your car. But however you define "full" coverage, it won't equate to you getting a new car after you crash. Insurance is meant to put you back to where you were, not improve upon it, so you won't be getting a better car than you had. If your car insurance agent tells you that you have "full c
MYTHBUSTER MONDAY
We just LOVE that video! Now on to Mythbuster Monday. Older drivers pay more for car insurance Life insurance goes up with age, but not necessarily auto insurance. In fact, it’s often just the opposite. Many drivers who are 55 or older can get their rates reduced — by up to 10 percent for three years — if they successfully complete an accident prevention course. “Insurance companies look at these mature driving courses and find them to be a good thing,” Loretta Worters told


MYTHBUSTER MONDAY
Since I am a renter, my landlord will cover property damages. Occasionally, a landlord may partner with an insurance company to offer renters insurance to tenants, but more frequently, the insurance policies that landlords hold for their properties only protect the building itself. "After acquiring a rental housing unit, landlords change their insurance policies from a traditional homeowners policy to a rental policy, and when they do that, it only covers just the structure,


MYTHBUSTER MONDAY
DATA BREACHES ARE ONLY AFFECTING LARGE COMPANIES If you're thinking you dodged the cyber bullet becasue you're a small business owner, I have bad news. While the headlines have been focused on large retailer security breaches, attacks against businesses with fewer than 250 employees have increased significantly over the past two years. Cyber criminals have learned that small businesses have valuable data and it's relatively easy to get becasue too often small business owners